Every California family with school-age children eventually asks the same question: should we choose public or private school after the move? The question comes up because most California families relocating to Texas are leaving behind some combination of well-regarded public schools, competitive private school options, and a familiarity with how the system works. Starting over in a new state means starting over with school decisions, and the stakes are high.
The answer is more nuanced than most guidebooks suggest. Texas has some of the strongest public school districts in the country, particularly in the Hill Country, but it also has a diverse private school landscape with options at significantly lower tuition than California families are used to. A new school voucher program, the Texas Education Freedom Accounts, adds another layer to the decision in 2026.
This guide covers the real costs, the academic data, the extracurricular differences, and the practical decision framework I use with the families I work with. It does not tell you which choice is right for your family. It gives you the information to make that decision yourself.
The Cost Question: What Private School Actually Costs in Texas
The first surprise for most California families is how much less Texas private school tuition costs. California families accustomed to paying $17,000 to $25,000 per year for a nonreligious private school, and $30,000 to $45,000 for top-tier schools in the Bay Area or Los Angeles, find that Texas private school tuition is roughly half that amount [2].
The statewide average private school tuition in Texas is approximately $14,009 per year, slightly below the national average of $14,882. In the Hill Country, the options are even more affordable for many families [3][4]:
- Geneva School of Boerne (Christian, K-12): $7,650 for grammar school, $8,550 for high school [5].
- Crestmont Christian Preparatory School (Christian, K-12): $5,900 for K-5, $8,900 for middle school, $9,900 for high school [6].
- St. Peter the Apostle Catholic School (Catholic, Pre-K3 through 6th grade): $10,215 per year [7].
- Hill Country Montessori School (Montessori, PK-8): Tuition not publicly listed but comparable area Montessori schools range from $8,000 to $12,000.
In San Antonio, the range is broader. Catholic schools through the Archdiocese of San Antonio typically charge $7,000 to $12,000 per year. Nonreligious college-preparatory schools in the city can range from $15,000 to $25,000. The most expensive options in San Antonio are still well below the cost of equivalent schools in California [19].
For context, the average private school tuition in San Antonio is approximately $12,126 per year, with a range from as low as $580 at some faith-based programs to over $34,000 at the highest-end preparatory schools [3].
What You Get for Free: Texas Hill Country Public Schools
The most important fact that California families need to understand is that Texas public schools are not the underfunded, struggling institutions that national narratives sometimes suggest. In the Hill Country, they are exceptional.
Boerne ISD serves approximately 6,500 students across eight campuses, all of which have earned an A rating from the Texas Education Agency. The district offers over 20 Advanced Placement courses, a robust dual credit program through Alamo Colleges, and strong extracurricular programs in athletics, fine arts, and academic competitions [18]. The M&O tax rate is $0.924 per $100 of assessed value, which is moderate by Texas standards.
Comal ISD, serving approximately 27,000 students across five high schools, also earns an A rating from the TEA. Northside ISD, the largest district in the San Antonio area with approximately 103,000 students and 120-plus campuses, earns a B rating but offers the widest range of specialized programs, including magnet schools, career and technical education pathways, and dual language programs.
The quality of Hill Country public schools means that for many California relocating families, the public school option is not a compromise. It is a strong first choice. The decision to pay for private school in a district with A-rated public schools requires a specific reason, not a general assumption that private is better.
The Texas Education Freedom Accounts Program: A Game Changer in 2026
In May 2025, the Texas Legislature passed Senate Bill 2, creating the Texas Education Freedom Accounts program, the largest school choice initiative in Texas history. The program launches for the 2026-2027 school year and fundamentally changes the private school equation for Texas families [8].
Under the TEFA program, eligible students receive approximately $10,474 per year, representing about 85% of the statewide average per-student public school funding. Students with qualifying disabilities may receive up to $30,000 per year depending on their IEP level. The funds can be used for private school tuition, tutoring, textbooks, educational therapy, and other approved expenses [8][9].
The program has a $1 billion first-year budget with an estimated 90,000 students expected to participate. Over 274,000 applications were received during the initial application window, which ran from February 4 to March 17, 2026. Awards are distributed through a tiered lottery system, with priority given to students with disabilities from households at or below 500% of the federal poverty level [10].
What this means for relocating families: The TEFA program significantly narrows the cost gap between public and private school. A family paying $8,000 in private school tuition with a $10,474 TEFA award effectively pays zero tuition and has funds left over for educational materials. However, participation is limited by lottery, and there is no guarantee of approval in any given year. Families should not make school decisions based on the expectation of receiving a TEFA award unless they already have one secured.
For California families considering a move to Texas in 2026 or 2027, the TEFA program is an important factor to include in your planning. The application window for the 2027-2028 school year has not yet been announced, but based on the 2026-2027 timeline, it will likely open in February 2027.
Academic Outcomes: What the Data Actually Says
The honest answer about academic outcomes is that the data does not support a clear advantage for either public or private schools when you control for the most important variable: the family.
National research consistently shows that private school students report higher SAT and ACT scores and higher college enrollment rates than public school students. However, when researchers control for family income and parental education level, that advantage largely disappears [11][12]. The difference in outcomes is driven primarily by the demographics of families who choose private schools, not by the schools themselves.
In Texas specifically, the comparison is harder to make because private schools are not required to participate in the STAAR testing program or the TEA A-F accountability system [17]. Only about 21 of Texas's approximately 900 private schools voluntarily administer the STAAR test, meaning there is no standardized way to compare academic performance between public and private schools across the state.
What we do know is that Texas public schools in the Hill Country produce strong outcomes. Boerne ISD graduates are admitted to UT Austin, Texas A&M, Rice University, and out-of-state universities including the Ivy League. The district's STAAR performance data shows strong proficiency rates across all tested subjects and grade levels [1].
Private schools in the area also produce strong outcomes, but the available data is typically limited to average SAT scores and college acceptance lists, which reflect the self-selected population of students who attend those schools rather than the value added by the schools themselves.
Practical takeaway: In the Hill Country, both public and private schools can provide an excellent education. The choice should be based on fit, not on a generalized assumption about which type produces better academic results. A child who thrives in a large, diverse public school environment may struggle in a small private school, and vice versa.
Extracurriculars and Athletics: A Structural Difference That Matters
This is the area where the structural difference between public and private schools in Texas is most significant, and it matters more to some families than others.
Texas public schools operate under the University Interscholastic League (UIL), which governs athletics, marching band, academic competitions, theater, and fine arts for all public schools in the state. UIL competition is deeply embedded in Texas culture. Friday night football at a large Texas public high school is a genuine community event, and the level of competition in UIL sports is exceptionally high [14].
Texas private schools participate in the Texas Association of Private and Parochial Schools (TAPPS) or the Southwest Preparatory Conference (SPC). TAPPS is the largest governing body for private school activities, with competition divisions organized by school size. The level of competition in TAPPS varies widely. Top-tier TAPPS schools can compete at a high level, but the depth of competition is generally not equivalent to UIL in the largest classifications [13].
What this means for your child: If your child is a competitive athlete, the decision between public and private school has real implications. A student-athlete at a large UIL public school like Boerne High School or Smithson Valley High School has access to a wider range of competition, more college recruitment visibility, and a deeper talent pool than a student-athlete at most private schools. If your child is a musician, the same dynamic applies: UIL marching band is a major activity in Texas, while TAPPS fine arts programs are generally smaller.
Conversely, if your child wants to participate in athletics or fine arts in a lower-pressure environment, a small private school may be a better fit. The smaller student body means more opportunities for participation, including for students who would not make the team at a large public school.
Private vs Public School Comparison: Hill Country
| Factor | Public (Boerne ISD) | Private (Hill Country) |
|---|---|---|
| Annual cost (K-12) | $0 (tax-funded) | $5,900 to $16,085 |
| TEFA voucher eligible | N/A | Yes (~$10,474/yr) |
| TEA rating | A | Not rated |
| AP courses | 20+ | Varies; some offer AP |
| Athletic governing body | UIL | TAPPS or SPC |
| Class size (avg) | 18-22 | 12-18 |
| Special education services | Full legal mandate | Limited; varies by school |
| Transportation provided | Yes (bus) | Generally not |
| Faith-based curriculum | No | Most schools |
Sources: Boerne ISD, TEA, PrivateSchoolReview, individual school websites [1][2][3][4][5][6][7]. Tuition figures are for 2025-2026 and subject to change.
The Third Option: Homeschooling in Texas
Homeschooling is a popular and accessible option in Texas, and it is worth mentioning because the regulatory environment is significantly different from California's. Texas has some of the least restrictive homeschooling requirements in the country, which is both an advantage and a responsibility depending on your perspective [15].
Texas homeschools are considered private schools under state law. There is no state registration requirement, no curriculum approval process, no standardized testing requirement, and no teacher certification requirement for parents. The three legal requirements for a Texas homeschool are: (1) the instruction must be in a bona fide manner, meaning it is not a pretext for truancy, (2) the curriculum must be visual (not just oral), meaning it includes textbooks, workbooks, or other written materials, and (3) the curriculum must cover the basic subjects of reading, spelling, grammar, mathematics, and good citizenship [15][20].
For California families accustomed to the state's more rigorous homeschool requirements, which include filing a private school affidavit, teacher qualification requirements, and annual testing, the Texas environment offers substantially more freedom. TEFA funds can be used for tutoring and educational materials for homeschooled students, further expanding the options available to families who choose this path.
Homeschooling is not the right choice for every family, but it is a well-established option in the Hill Country. Local homeschool support groups, co-ops, and extracurricular organizations are active and welcoming to new families.
A Decision Framework for Families Evaluating Private vs Public
After working with dozens of California families navigating this decision, I have developed a framework that tends to produce clear answers. It starts with one question: what specific need does your child have that your assigned public school cannot meet?
When Public School Is Likely the Right Choice
- Your child is thriving academically and socially in a traditional classroom setting.
- You value the diversity and scale of a comprehensive public high school with UIL athletics, fine arts, and a wide range of course offerings.
- Your assigned ISD is rated A or B, and you are satisfied with the specific campus your child would attend.
- Your child has an IEP or 504 plan, and you want the full legal protections and service mandate that Texas public schools must provide.
- Budget is a primary concern, and the cost of private school tuition would strain your monthly cash flow.
When Private School May Be the Better Choice
- You want a faith-based educational environment that integrates religious instruction into the school day.
- Your child has specific learning needs that are better served by the smaller class sizes and individualized attention that private schools can offer.
- Your assigned public school is rated below your standard, or the specific campus is overcrowded.
- You want a specific pedagogical model, such as Montessori, classical Christian, or a college-preparatory focus that your assigned ISD does not offer.
- The TEFA program or other financial factors make private school affordable for your family.
The Most Important Step
Regardless of which direction you lean, visit the schools. Walk the campus. Talk to the principal or head of school. Observe a classroom. If possible, talk to parents who have children at the school. The data matters, but the feeling of the school matters more. Your child's daily experience will be shaped by the culture, the teachers, and the community of the school, none of which can be captured in a rating or a tuition figure.
For a deeper look at how Texas public schools are structured and rated, see our article on Texas School Districts Explained. For a focus on Boerne ISD specifically, the Boerne ISD Guide covers the district's campuses, programs, and feeder patterns in detail.
Every Family's School Situation Is Different. Let's Talk About Yours.
The private versus public school decision is one of the most consequential choices you will make during your relocation, and there is no one-size-fits-all answer. The right choice depends on your child's specific needs, your family's values, and the schools available in the community where you choose to live.
I work with California families every day who are navigating this exact decision. I know the Boerne ISD attendance zones, the private school options in the Hill Country, and the TEFA program details that affect the bottom line. I can help you think through your options without a sales pitch or a preset recommendation.
For more on the school landscape in the Hill Country, read our Texas School Districts Explained guide, the Boerne ISD Guide, and the Families Evaluating Texas Schools overview.
Written by
Bill Ross
Hill Country Homesteads Group, brokered by KW Boerne
Bill Ross is a Texas real estate agent serving Boerne, Fair Oaks Ranch, San Antonio, and the surrounding Hill Country. With nearly four decades in high-tech and a network of 1,000+ California agents, he specializes in guiding out-of-state relocations, including the school decisions that families face when moving between states.
Related Guides
Texas School Districts Explained
ISDs, TEA ratings, transfer policies, and enrollment processes for California families evaluating Hill Country schools.
Boerne ISD Guide for California Families
TEA ratings, campus profiles, feeder patterns, AP and dual credit programs, and enrollment guidance.
Families Evaluating Texas School Districts
How to evaluate Texas school districts from California's system, with a comparison framework.
California to Texas School Comparison Guide
Side-by-side translation of CAASPP to STAAR, UIL to CIF, and enrollment deadlines.
Frequently Asked Questions
These are the private vs public school questions I hear most from California families evaluating a move to the Texas Hill Country. The answers are grounded in the actual costs, the legal framework, and the reality of how both systems work in practice.
Is private school worth the cost in Texas when public schools are well rated?
It depends entirely on your child's needs and your family's priorities. Texas has many A-rated public school districts, particularly in the Hill Country. Boerne ISD, for example, earns an A rating from the TEA across all eight of its campuses, offers over 20 AP courses, and funds dual credit programs through Alamo Colleges. A family paying $10,000 to $16,000 per year for private school tuition in a district with excellent public schools may not see a meaningful difference in academic outcomes. The edge cases where private school makes more sense include: a child with specific learning needs that your assigned public campus cannot accommodate, a family that values a faith-based educational environment, a family whose assigned public school is overcrowded or rated below their standard, or a family that wants a specific pedagogical model such as Montessori or classical Christian. If your assigned public ISD is rated A and your child is thriving in a traditional classroom setting, the financial case for private school is hard to make.
How does the Texas Education Savings Account program affect the private school decision?
The Texas Education Freedom Accounts program, created by Senate Bill 2 in May 2025 and launching for the 2026-2027 school year, provides eligible families with approximately $10,474 per year per student for private school tuition and other approved educational expenses. Students with qualifying disabilities may qualify for up to $30,000 per year depending on their IEP level. Over 274,000 applications were received for the initial lottery, and the program has a $1 billion first-year budget with an estimated 90,000 students participating. The TEFA program significantly narrows the cost gap between public and private school, making private school an option for families who could not previously afford it. However, participation is limited by lottery, and there is no guarantee of approval in any given year. Families considering private school should not make decisions based on the expectation of receiving a TEFA award unless they already have one secured.
Do Texas private schools have better college admissions outcomes than Texas public schools?
National research shows that private school students tend to report higher SAT/ACT scores and higher college enrollment rates than public school students. However, when researchers control for family income and parental education level, that advantage largely disappears. The difference in outcomes is driven primarily by the demographics of families who choose private schools, not by the schools themselves. In the Texas Hill Country, high-performing public ISDs like Boerne ISD produce strong college admissions outcomes, with graduates admitted to UT Austin, Texas A&M, and out-of-state universities including the Ivy League. Private schools like Geneva School of Boerne and Crestmont Christian Preparatory also produce strong outcomes. The choice between public and private should be based on the specific fit for your child, not on the assumption that one type will produce better college results than the other.
How does the cost of private school in Texas compare to California?
Texas private school tuition is significantly lower than California private school tuition across the board. The statewide average for Texas is approximately $14,009 per year, compared to a national average of about $14,882. In the Hill Country specifically, options like Crestmont Christian Preparatory School charge $5,900 for elementary grades, $8,900 for middle school, and $9,900 for high school. Geneva School of Boerne charges $7,650 to $8,550 depending on grade level. By comparison, private school tuition in California averages closer to $17,000 to $20,000 per year depending on the region, with high-end private schools in the Bay Area and Los Angeles often exceeding $40,000. A California family accustomed to paying $25,000 to $35,000 per year for private school may find that Texas private school tuition is roughly half that amount.
Can my child play UIL sports if they attend a private school in Texas?
No. The University Interscholastic League (UIL) governs public school extracurricular activities in Texas, including athletics, marching band, academic competitions, and fine arts. Private schools in Texas participate in the Texas Association of Private and Parochial Schools (TAPPS) or the Southwest Preparatory Conference (SPC). TAPPS is the largest governing body for Texas private school activities and offers competition in most sports and academic events. The level of competition in TAPPS varies widely depending on the school and division. For a family whose child is a competitive athlete, the transition from UIL competition to TAPPS competition can be significant, and some families find that the private school pathway limits their child's exposure for college recruitment compared to a large public high school with a top-tier UIL program.
Sources
- Texas Education Agency: A-F Accountability System Overview — Texas Education Agency (2026). tea.texas.gov/texas-schools/accountability/academic-accountability
- Texas Private School Tuition by State — PrivateSchoolReview (2026). www.privateschoolreview.com/tuition-stats/texas
- Best Private Schools in San Antonio, TX (2026) — PrivateSchoolReview (2026). www.privateschoolreview.com/texas/san-antonio
- Best Private Schools in Boerne, TX (2026) — PrivateSchoolReview (2026). www.privateschoolreview.com/texas/boerne
- Geneva School of Boerne — Niche (2026). www.niche.com/k12/geneva-school-of-boerne-boerne-tx/
- Crestmont Christian Preparatory School: Admissions and Tuition — Crestmont Christian Preparatory School (2026). www.crestmontprep.org/admissions-1
- St. Peter the Apostle Catholic School: Tuition and Fees — St. Peter the Apostle Catholic School (2026). saintpeters.school/tuition-fees-2/
- Texas Education Freedom Accounts: Program Overview — Texas Comptroller of Public Accounts (2026). educationfreedom.texas.gov/
- School Vouchers 101: Texas TEFA Program — Raise Your Hand Texas (2026). www.raiseyourhandtexas.org/school-vouchers-101/
- Texas School Vouchers Are Coming in 2026: What Families Need to Know — Test Innovators (2026). testinnovators.com/blog/texas-school-vouchers-2026-what-families-need-to-know/
- Private vs. Public School: 2025 Reality Check — PublicSchoolReview (2025). www.publicschoolreview.com/blog/private-vs-public-school-2025-reality-check
- New Study Confirms That Private Schools Are No Better Than Public Schools — PublicSchoolReview (2026). www.publicschoolreview.com/blog/new-study-confirms-that-private-schools-are-no-better-than-public-schools
- Texas Association of Private and Parochial Schools — TAPPS (2026). www.tapps.biz/
- University Interscholastic League: About UIL — University Interscholastic League (2026). www.uiltexas.org/about
- Home School Legal Defense Association: Texas Homeschool Laws — HSLDA (2026). hslda.org/legal/texas
- Texas Education Code: Compulsory Attendance and School Choice — Texas Statutes, Education Code Chapters 25-29 (2026). statutes.capitol.texas.gov/Docs/ED/htm/ED.25.htm
- Texas Private Schools: STAAR Test Administration — Texas Education Agency (2026). tea.texas.gov/student-assessment/test-administration/2025-2026-private-school-tai.pdf
- Boerne ISD: Advanced Academics and AP Programs — Boerne ISD (2026). www.boerneisd.net/departments/curriculum-instruction/advanced-academics
- San Antonio Archdiocese Catholic Schools — Archdiocese of San Antonio (2026). www.archsa.org/education/catholic-schools
- Texas Homeschooling: Requirements and Resources — Texas Home School Coalition (2026). www.thsc.org/
Last reviewed: August 2026. Tuition figures, TEFA program details, and TEA ratings reflect published 2025-2026 data. School choice options and program availability are subject to legislative changes. Verify with specific schools and the Texas Comptroller's office before making decisions based on this information.