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Sell and Buy: Coordinate a California Sale and Texas Purchase

This pathway covers the liquidity, timing, and contingency risks of selling your California home and buying in Texas. Coordinating two closings across state lines requires careful sequencing.

What This Pathway Covers

This page is being developed. In the full guide, you will find:

  • Dual-close sequencing. Which closing happens first, how proceeds flow, and what happens if one side slips.
  • Bridge financing options. HELOC, bridge loan, 401(k) loan, or cash reserves. Costs and timelines for each.
  • Contingency strategies. Sale contingency, rent-back, temporary housing, and the cost of each.
  • Capital gains considerations. The 2-of-5-year residency rule and how moving between states affects your exclusion.

Professionals to consult: A CPA or tax professional (capital gains, residency), a mortgage lender (pre-approval, bridge financing), a California real estate agent (listing), and Bill Ross (Texas purchase coordination).