What This Pathway Covers
This page is being developed. In the full guide, you will find:
- Rent vs buy math. Breakeven timeline for a typical Hill Country purchase, factoring in closing costs, mortgage, taxes, insurance, and maintenance.
- Rental market realities. Availability, lease terms, and pricing in Boerne, Fair Oaks Ranch, and San Antonio. Short-term versus annual leases.
- Mortgage considerations. How a recent move, new job, or self-employment affects your loan application. Waiting periods for certain loan types.
- The discovery advantage. How renting gives you time to explore neighborhoods, commute patterns, and school fit before committing to a purchase.
Professionals to consult: A mortgage lender (pre-approval, rate lock strategy), a tax professional (how rental vs purchase affects your tax position), a property manager or landlord (lease terms, pet policies).